Built for M-Pesa users in Kenya

Everything you need
to understand your money.

Pesaly reads your M-Pesa messages and turns them into a powerful financial dashboard. Automatic imports, AI queries, real-time analytics — all in one app.

12+Transaction types parsed
AINatural language queries
100%Offline capable
0Manual entry required
MPESA
MPESA
MPESA

SMS Import

KSH 23,400
42%
28%
18%

Dashboard

Smart Query

Core Features

Four things that
change everything.

Automatic SMS Import

Every shilling. Captured instantly.

Messages
MPESA09:14

HV8Y3MZUPQ Confirmed. You have received Ksh500.00 from ISAAC TINGO 0712XXXXXX on 11/3/26 at 9:14 AM. New M-PESA balance is Ksh12,450.00.

MPESA08:32

UK9P2MNVXR Confirmed. Ksh200.00 paid to KPLC TOKENS on 11/3/26 at 8:32 AM. New M-PESA balance is Ksh11,950.00.

MPESA07:55

QA7L5RKTWN Confirmed. Ksh50.00 bought for Airtime on 11/3/26 at 7:55 AM. New M-PESA balance is Ksh12,150.00.

Pesaly parsed 3 transactions

Added to your dashboard instantly

The moment M-Pesa sends you a confirmation SMS, Pesaly reads it, parses it, and adds it to your dashboard. No manual entry. No spreadsheets. Just open the app and everything is already there.

Works with all M-Pesa transaction types — Send Money, Receive Money, Paybill, Buy Goods (Till), Airtime, Withdrawals, and reversals.

< 1s
import time
12+
transaction types
100%
offline
Smart Query AI

Try asking it yourself.

These are real questions Pesaly users ask. Click any one to see the kind of answer you'd get from your own data.

How much did I spend on Airtime last month?

Tap to see answer →

What is my total spending this week?

Tap to see answer →

How much have I received from Isaac?

Tap to see answer →

Nilitumia pesa ngapi wiki iliyopita?

Tap to see answer →

Find any recurring payments I might have forgotten

Tap to see answer →

What were my top 3 expenses in January?

Tap to see answer →

Smart Query works on your real data, not demos.

Every answer is generated from your actual M-Pesa transaction history. The more transactions you have, the more accurate and specific the answers get. Available in English and Swahili. Free users get 5 queries/month; Premium is unlimited.

Everything included

Every feature, built for Kenya.

No subscriptions needed for the core experience. Free, forever.

📲

Transaction History

Scrollable list of every M-Pesa transaction with full details, date, amount, and M-Pesa charges.

🔍

Smart Search & Filter

Search by contact, phone number, transaction code, or merchant. Filter by type, date range, or amount.

🧾

PDF Receipt Download

Download a PDF receipt for any transaction. Shareable and printable — useful for expense claims.

📊

Top Expenses

See your highest-spend categories, merchants, and payees at a glance — ranked and updated in real time.

💰

Top Income Sources

Know exactly who sends you money and how much — broken down by contact and period.

📉

Balance Tracking

Your last known M-Pesa balance is always visible. Tap to reveal or hide.

🔔

Smart Alerts

Get push notifications the moment a new transaction is detected — before you even open the app.

📁

CSV Export

Export your full transaction history as a CSV file for use in Excel, Google Sheets, or accounting software.

📱

Multi-SIM Support

Use two SIM cards? Tell Pesaly which slot has your M-Pesa line and it handles the rest.

🌐

Works Offline

Your dashboard, search, and transaction history are fully available with zero internet connection.

🛡️

Privacy First

Pesaly cannot access your M-Pesa account, make transactions, or contact Safaricom. Read-only, always.

🌍

Swahili Support

Full Smart Query support in Swahili. Ask questions in the language you think in.

Why Pesaly

Nothing else comes close.

Comparing Pesaly to keeping a manual spreadsheet or using a generic banking app.

Feature
Pesaly
Spreadsheet
Bank App
Import M-Pesa transactions
Manual
Natural language queries (AI)
Top expenses breakdown
Manual
Limited
Works completely offline
Multi-SIM support
PDF receipt download
Limited
CSV export
Cloud sync & backup
Manual
Real-time transaction alerts
Limited
Swahili language support
Pricing

Powerful for free. Unstoppable on Premium.

Free

The full core experience with no expiry date.

KSH 0forever
Unlimited transaction import
Full transaction history
Spending analytics
Smart search & filter
Multi-SIM support
Works offline
5 Smart Query AI queries/month
10 PDF receipt downloads/month
Download Free

Premium Monthly

For users who want the full power of Pesaly, every day.

Most Popular
KSH 199/month
Everything in Free
Unlimited Smart Query AI
Unlimited receipt downloads
Cloud Sync & Backup
CSV export
Advanced Smart Alerts
Priority support
Upgrade to Premium

Premium Annual

Best value — save KSH 689 compared to monthly.

Best Value
KSH 1,699/year
Everything in Premium Monthly
~29% cheaper than monthly
Save KSH 689 per year
12 months upfront, hassle-free
Upgrade to Premium

Stop guessing.
Start knowing.

Join 50,000+ Kenyans who have turned their M-Pesa chaos into financial clarity. It takes 60 seconds to set up and it's free forever.

Android 8.0+ required · No credit card needed · Upgrade anytime