Your M-Pesa.
Finally clear.
Pesaly turns your M-Pesa messages into a powerful financial dashboard — with AI-powered insights, instant spending breakdowns, and zero manual entry.
Built for how Kenyans
actually use money
Every feature was designed around real M-Pesa habits — from chamas to bills, salary to spend.
Instant Spending Analytics
Visualize every shilling — where it went, when, and why. Get a real-time breakdown of your M-Pesa activity without lifting a finger.
Smart Query AI
Ask anything about your finances in plain Swahili or English. "How much did I spend on airtime last week?" — and get an instant, accurate answer.
Detailed Transaction History
Every transaction, perfectly logged. Search by name, amount, transaction code, or date. Download receipts in seconds.
Top Expense Insights
Instantly see your top spending categories — utilities, paybills, airtime — ranked and totaled over any period. Know exactly where the money goes.
Cloud Sync & Backup
Never lose a transaction. Sync your M-Pesa messages securely to the cloud and restore them anytime, on any device.
Smart Alerts
Set spending limits and get notified the moment you're about to cross them. Stay in control of your budget without checking the app constantly.
Up and running in 60 seconds
No bank details. No complicated setup. Just your phone.
Install the App
Download Pesaly on Android. Grant SMS read permission so the app can read your M-Pesa messages — nothing else.
Auto-Import Transactions
Pesaly scans your M-Pesa SMS history and organizes every transaction automatically. No manual entry, ever.
Get Instant Insights
Your dashboard is ready in seconds. Ask the AI anything, explore your spending, and download reports — all from one screen.
Ask your money anything.
Type a question in plain English or Swahili and get an accurate, instant answer pulled straight from your real M-Pesa data.
Try it freeStart free. Upgrade when ready.
No credit card required to get started.
Free
Perfect for getting started and exploring your finances.
- Up to 100 transactions
- Basic analytics dashboard
- Transaction search
- 7-day history
Premium
Full power for anyone serious about financial clarity.
- Unlimited transactions
- Smart Query AI
- Cloud backup & sync
- Downloadable receipts
- Smart alerts & notifications
- Multi-SIM support
- Priority support
Questions? Answered.
Everything you need to know before getting started.
No. Pesaly only reads your M-Pesa SMS messages on your device. It does not connect to your M-Pesa account, Safaricom systems, or any banking infrastructure. Your money is always safe.
Yes. All data is encrypted both on your device and in transit. Cloud syncs use end-to-end encryption. We never sell your data to third parties.
Absolutely. Pesaly supports multi-SIM devices and lets you switch which SIM slot to read M-Pesa messages from in the Settings menu.
Pesaly works on Android 8.0 and above. An iOS version is currently in development.
Yes. Premium users can export full transaction history as PDF receipts and CSV files for use in spreadsheets or accounting tools.
Take control of your
M-Pesa money today.
Join 50,000+ Kenyans who already know exactly where their money goes. Free to start, powerful enough to keep.
Download Free on AndroidNo credit card • Works offline • Always free tier available